ABLE Account (529A Savings)
Offered by US Internal Revenue Service
Federal tax-advantaged savings account for individuals with disabilities — keeps savings shielded from SSI/Medicaid asset limits.
Eligibility
Disability onset before age 46 for accounts opened from 2026 under the ABLE Age Adjustment Act.
At a glance
- Funding type: free
- A diagnosis may be required
- Cost notes: 2026 annual ABLE contribution limit is